Compliments & Concerns

We Value Your Feedback

We are committed to building strong, long-term relationships with our clients. Your feedback helps us not only resolve any immediate concerns, but also continuously improve the way we deliver our services.

There may be times when you’d like to tell us we’ve done a great job — and other times when we may not have met your expectations. We welcome both compliments and concerns.

Compliments

Our team genuinely appreciates hearing when we’ve made your experience a positive one. If one of our representatives has provided exceptional service, we’d love to know. Your feedback helps us recognise and encourage great service through our internal feedback process.

Please share your compliment using the contact details listed under the 'Contact Us' tab.

Concerns or Complaints

Dispute Process

We aim to provide the very best service for our customers. In the event that you are unhappy regarding any part of our service, our Internal Dispute Resolution (IDR) process provides that your complaint will be handled efficiently, honestly and fairly.

Monet Finance Pty Ltd (Monet Finance) is authorised to engage in credit activities under Australian Credit Licence 384404 .

Should you wish to contact Monet Finance to discuss any concerns, please contact:

Complaints Officer

Name: Michael Mitchell

Phone: 0424-668-008

Email: [email protected]

Should you not be satisfied with the outcome of our investigation of your complaint, you have the option of contacting the Australian Financial Complaints Authority (AFCA) of which Monet Finance Pty Ltd is a member – membership number 120470, on:

Freecall: 1800 931 678

Email: [email protected]

Mail: GPO Box 3 Melbourne Vic 3001

Website: www.afca.org.au

AWARENESS

All staff and consultants who deal with (or are likely to deal with) clients, are aware of the names, titles and telephone numbers of our Complaints Officer and Deputy Complaints Officer. Each staff member and consultant is also instructed in how to transfer a client who has a complaint to our Complaints Officer or Deputy Complaints Officer; and what client details to record if the Complaints Officer and Deputy Complaints Officer are for any reason unavailable (this information will include a minimum of the name, telephone number, and description of the product or transaction to which the complaint relates).

We do not charge a fee in respect to any complaint.

INVESTIGATING A CUSTOMER’S COMPLAINT

A client’s complaint will not be investigated by the Complaints Officer or Deputy Complaints Officer if they are in any way involved in the subject matter of the complaint.

TIMELINESS

We will provide a written acknowledgement of receipt of your complaint within five (5) business days, unless the complaint is otherwise resolved in the meantime. We will ensure that a final response is given to your complaint as soon as possible, but within thirty (30) days of receipt of your complaint. For certain types of complaints, involving “default notices” or urgent disputes such as “applications for hardship”, a final response will be provided within twenty-one (21) days.

If MoneyQuest are unable to deal with the complaint as it relates to a third party (for example, a lender), we may ask the client to contact the relevant party. If we cannot respond to your complaint within the relevant timeframes, Monet Finance will inform the complainant of the reasons for the delay and of your right to refer the complaint to AFCA.

We will have provided a final response to the complaint if we:

Accept the complaint and, if appropriate, offer redress, or offer redress without accepting the complaint; or

Reject the complaint.

WRITTEN RESPONSE TO A CUSTOMER

We will give the complainant a written response to their complaint and the reasons for reaching a particular decision on the complaint. We will adequately address the issues that are raised in the complaint. Where practicable, our response will refer to applicable provisions in legislation, codes, standards or procedures.

REMEDIES

If we accept the complaint and are of the view that it is appropriate to offer redress to the complainant, that redress may be non-financial as well as, or instead of, financial. If we consider that a financial remedy is appropriate, then we will provide compensation for any direct loss or damage caused. We will, when determining an appropriate remedy, take into consideration the extent of loss or damage suffered by the complainant, relevant legal principles, EDR Scheme Rules, the FBAA Code of Practice and other relevant codes of conduct and concepts of fairness and relevant industry best practice.

DATA COLLECTION

We will keep data concerning the complaint in such form and manner as we think fit and will enable analysis according to: Type of complaint; Subject of complaint; Outcome of complaint; Timeliness of response. So that we can identify any systematically recurring problems, we will classify complaints accordingly. Subject to legal constraints including constraints as to privacy, we will make available data collected in respect of the complaint upon request to our EDR and the Australian Securities and Investments Commission.

REVIEW

We will review our Internal Dispute Resolution Policy and Procedures at least every three (3) years to ensure that our complaints management systems are operating effectively. The most recent review was completed in April 2022.