ABOUT MONET
Finance strategy with commercial awareness.
Monet Finance is led by Mike Mitchell, a Brisbane mortgage broker who helps people make confident property and business decisions by turning complex lending into a clear, practical strategy.
ABOUT MONET
What is different about Monet Finance?
I’m Mike Mitchell – a Brisbane mortgage broker and the founder of Monet Finance.
I created Monet Finance with one clear goal: help people make smarter finance decisions without the pressure, confusion, or pushy sales tactics that have become far too common in the industry.
Whether you’re buying your first home, refinancing, investing, growing a business, or simply trying to understand your options better – our job is to help you find a solution that actually fits your situation.
Because no two clients are the same.
A big part of what we do is taking the time to understand where you are now, where you want to be, and what matters most to you financially. We don’t build loan strategies around trends, sales targets, or what a bank wants to sell – we build them around your goals.
Monet specialises in lending strategy for self-employed people, business owners and borrowers whose income, entities or loan structures need more explanation. Explore our self-employed home loans, refinancing and commercial and business finance services.
Before entering finance, I spent over 12 years leading some of Brisbane’s busiest and most recognised hospitality and entertainment venues. I also hold degrees in computer engineering, business, and psychology – which gives me a slightly different approach to finance:
structured thinking, problem solving, and understanding people.
Finance can feel overwhelming, especially if you’re self-employed or your situation isn’t straightforward. That’s why we focus heavily on education, transparency, and making sure you actually understand your options before making a decision.
Even if you don’t feel ready yet, feel free to reach out for a conversation about where you’re at and what may be possible.
THE MONET APPROACH
The numbers matter.
So does the person behind them.
For a straightforward refinance or home purchase, our role is to compare the whole loan, organise the process and keep the decision clear.
When income includes company profit, trust distributions, retained earnings or add-backs, the same discipline helps match the full picture to an appropriate lender policy.
The relationship continues after settlement through six-monthly reviews of rate, structure and whether the lending still supports the direction you are heading.
CREDENTIALS + OVERSIGHT
Professional accountability is part of the service.
Monet provides credit assistance as an authorised credit representative. Where tax, legal or financial advice is required, we coordinate with the appropriate licensed professional.
- Monet Finance Pty Ltd – Credit Representative 576395
- Michael Mitchell – Credit Representative 555838
- Authorised under ratesonline.com.au Pty Ltd
- Australian Credit Licence 384404
- Brisbane-based; serving clients across Australia
START WITH A CONVERSATION
Simple scenario or complicated one – start with what you want to improve.
Tell us what you want to achieve. You’ll leave the first conversation knowing the next sensible step.
No pressure. No jargon. Clear next steps.