Australian mortgage calculators
Useful numbers, before the real assessment
Explore repayments, borrowing estimates, refinancing, property costs and savings scenarios. These calculators are useful starting points, not lender approvals or personalised advice.
Important: Calculator results depend on the assumptions entered. Lenders use their own policies, assessment rates and expense measures, so an estimate may differ materially from an actual application.
Home loan planning
Home loan planning
Loan Repayment Calculator
Estimate principal and interest repayments using a loan amount, interest rate, term, fees and repayment frequency.
Home loan planning
Home Loan Borrowing Calculator
Get a broad estimate of potential borrowing capacity using basic income, expense and commitment information.
Home loan planning
Interest Only Mortgage Calculator
Compare estimated interest-only repayments with principal and interest repayments over a selected loan term.
Home loan planning
Comparison Rate Calculator
Estimate a comparison rate after selected interest, fees and loan details are considered.
Home loan planning
Split Loan Calculator
Explore estimated repayments for a loan divided between fixed and variable portions.
Home loan planning
Introductory Rate Loan Calculator
Estimate repayments during an introductory-rate period and after the loan moves to its ongoing rate.
Home loan planning
Loan Comparison Calculator
Compare estimated repayments, fees and total costs for two different loan scenarios.
Refinancing and repayments
Refinancing and repayments
Extra Repayment Calculator
Estimate how regular extra repayments may affect the loan term and total interest paid.
Refinancing and repayments
Lump Sum Repayment Calculator
Estimate the potential time and interest effect of making a one-off lump sum repayment.
Refinancing and repayments
How Long to Repay Calculator
Estimate how long a loan may take to repay using the balance, rate, fees and repayment amount entered.
Refinancing and repayments
Home Loan Offset Calculator
Estimate how money held in an offset account may affect home loan interest and repayment time.
Refinancing and repayments
Fortnightly and Weekly Repayment Calculator
Compare estimated monthly repayments with fortnightly or weekly repayment patterns.
Refinancing and repayments
Mortgage Refinance Calculator
Compare an existing mortgage with a proposed refinance, including selected switching costs and savings.
Property costs
Property costs
Stamp Duty Calculator
Estimate transfer duty, registration costs and potential grants across Australian states and territories.
Property costs
Property Buying Cost Calculator
Build a broad estimate of the costs that may arise when purchasing a property.
Property costs
Property Selling Cost Calculator
Estimate common selling costs and the potential net proceeds from a property sale.
Property costs
Rent vs Buy Calculator
Compare illustrative renting and buying scenarios using the assumptions and costs entered.
Savings and budgeting
Savings and budgeting
Savings Calculator
Project how regular deposits and interest may build savings over time.
Savings and budgeting
Compound Interest Calculator
Estimate how a starting balance, deposits and compounding may change an amount over time.
Savings and budgeting
Budget Planner
Organise regular income and expenses to estimate the amount left over in a household budget.
Savings and budgeting
Savings Goal – How Long to Save
Estimate how long it may take to reach a savings target using regular deposits and an assumed return.
Savings and budgeting
Savings Goal – How Much to Deposit
Estimate the regular deposit needed to work towards a savings target within a chosen timeframe.
Income and budgeting
Income and budgeting
Income Tax Calculator
Estimate Australian personal income tax and take-home income from the information entered.
Income and budgeting
Credit Card Calculator
Estimate how repayments and interest may affect the time required to clear a credit card balance.
Income and budgeting
Income Annualisation Calculator
Convert income received over part of a year into an indicative annualised amount.
Income and budgeting
Income Gross Up Calculator
Convert selected net income amounts into an indicative gross income figure.
Business and other finance
Business and other finance
Asset Finance Calculator
Estimate repayments for equipment, vehicle or other asset finance using the selected terms.
Business and other finance
Reverse Mortgage Calculator
Explore an illustrative estimate of how a reverse mortgage balance may change over time.
Need the numbers checked properly?
Monet Finance can review your income, commitments, loan structure and lender policy to provide a more relevant comparison.